Welcome to Laurette M. Dearden, CPA, CFP®, RICP®
Everyone has money issues. Let us help you with yours: Taxes, Saving, Spending, Investing.
We are dedicated to providing personalized individual and small business taxes and offer comprehensive financial planning services through Laurette Dearden's affiliation with HD Vest Investment Services SM. Our objective is to make your money work for you to pursue your financial dreams and goals whatever they may be. Starting with your tax return, we will implement a plan to pursue your financial goals and dreams to eliminate debt, take care of your family, retire in the style that you envision, send your children to college and leave a legacy to your heirs.
We specialize in physicians, dentists and other healthcare professionals but also service other small businesses. If you are considering purchasing a practice or starting your own, we can help! We also provide start up services to small businesses and ongoing tax planning, accounting and payroll support.
Taxes are not just an event in April. We will work with you throughout the year to ensure your financial health and help you make sound financial decisions that will minimize your tax liability on April 15th. Even if you move to another state, we are happy to continue working with you. Our clients are located in the Columbia, Laurel, Baltimore and DC area but we also have clients in over 25 states!
Six Most Overlooked Tax Deductions
Six overlooked tax deductions to help manage your tax bill.
Should You Tap Retirement Savings to Fund College?
There are three things to consider before dipping into retirement savings to pay for college.
Tax Rules When Selling Your Home
The tax rules governing profits you realize from the sale of your home have changed in recent years.
Five phases to changing unhealthy behaviors.
Understanding the types of long-term-care services—and what those services could cost—may be critical.
Determining the value of your estate, or for someone who has passed away, can be a complex undertaking.
Pundits go on and on about how “terrible” or “wonderful” annuities are, but they never talk about whether annuities are right
Retirees traveling abroad need to know that their health insurance travels with them.
Looking forward to retirement? It's critical to understand the difference between immediate and deferred annuities.
Estimate your monthly and annual income from various IRA types.
This calculator may help you estimate how long funds may last given regular withdrawals.
With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.
Use this calculator to assess the potential benefits of a home mortgage deduction.
This calculator estimates the savings from paying a mortgage bi-weekly instead of monthly.
Assess whether you are running “in the black” or “in the red” each month.
The chances of needing long-term care, its cost, and strategies for covering that cost.
Investment tools and strategies that can enable you to pursue your retirement goals.
There are some key concepts to understand when investing for retirement
How federal estate taxes work, plus estate management documents and tactics.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
Using smart management to get more of what you want and free up assets to invest.
Agent Jane Bond is on the case, discovering how bonds diversify a portfolio.
The decision whether to buy or rent a home may have long-term implications.
A bucket plan can help you be better prepared for a comfortable retirement.
Do you have causes that you want to support with donations? Here are three tips.
Making the most of surprises is a great reason to work with us.
Pundits say a lot of things about the markets. Let's see if you can keep up.