Welcome to Laurette M. Dearden, CPA, CFP®, RICP®
Everyone has money issues. Let us help you with yours: Taxes, Saving, Spending, Investing.
We are dedicated to providing personalized individual and small business taxes and offer comprehensive financial planning services through Laurette Dearden's affiliation with HD Vest Investment Services SM. Our objective is to make your money work for you to pursue your financial dreams and goals whatever they may be. Starting with your tax return, we will implement a plan to pursue your financial goals and dreams to eliminate debt, take care of your family, retire in the style that you envision, send your children to college and leave a legacy to your heirs.
We specialize in physicians, dentists and other healthcare professionals but also service other small businesses. If you are considering purchasing a practice or starting your own, we can help! We also provide start up services to small businesses and ongoing tax planning, accounting and payroll support.
Taxes are not just an event in April. We will work with you throughout the year to ensure your financial health and help you make sound financial decisions that will minimize your tax liability on April 15th. Even if you move to another state, we are happy to continue working with you. Our clients are located in the Columbia, Laurel, Baltimore and DC area but we also have clients in over 25 states!
18 Years Worth of Days
The average retirement lasts for 18 years. Are you prepared to fill that many days?
How to Retire Early
Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts.
The Facts About Income Tax
Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.
Your credit score may influence how much you pay for auto and home insurance.
When you take the time to learn more about how it works, you may be able to put the tax code to work for you.
If you want to avoid potential surprises at tax time, it may make sense to know where you stand when it comes to the AMT.
Retirees traveling abroad need to know that their health insurance travels with them.
The Supreme Court’s declaring DOMA unconstitutional may require some same-sex couples to reconsider their financial strategy.
Try these activities to keep your brain sharp.
This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.
Assess whether you are running “in the black” or “in the red” each month.
Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.
Estimate how many months it may take to recover the out-of-pocket costs when buying a more efficient vehicle.
Estimate how much you have the potential to earn during your working years.
This calculator helps estimate your federal estate tax liability.
There are a number of ways to withdraw money from a qualified retirement plan.
A presentation about managing money: using it, saving it, and even getting credit.
The importance of life insurance, how it works, and how much coverage you need.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
The chances of needing long-term care, its cost, and strategies for covering that cost.
Using smart management to get more of what you want and free up assets to invest.
A growing number of Americans are pushing back the age at which they plan to retire. Or deciding not to retire at all.
Making the most of surprises is a great reason to work with us.
We all know the stock market can be unpredictable. We all want to know, “What’s next for the financial markets?”
Agent Jane Bond is on the case, uncovering the mystery of bond laddering.
All about how missing the best market days (or the worst!) might affect your portfolio.
Take a look at this 2017 Market Recap.