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8814 Heron's Flight
Laurel, MD 20723

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Laurette M. Dearden, CPA, CFP®, RICP®

(301) 604-0121

 
Surprise! You’ve Got Money! RE: Retirement 18 Years Worth of Days Bridging the Confidence Gap

Welcome to Laurette M. Dearden, CPA, CFP®, RICP®


Everyone has money issues.  Let us help you with yours:  Taxes, Saving, Spending, Investing.


We are dedicated to providing personalized individual and small business taxes and offer comprehensive financial planning services through Laurette Dearden's affiliation with HD Vest Investment Services SM.   Our objective is to make your money work for you to pursue your financial dreams and goals whatever they may be.  Starting with your tax return, we will implement a plan to pursue your financial goals and dreams to eliminate debt, take care of your family, retire in the style that you envision, send your children to college and leave a legacy to your heirs.


We specialize in physicians, dentists and other healthcare professionals but also service other small businesses.  If you are considering purchasing a practice or starting your own, we can help! We also provide start up services to small businesses and ongoing tax planning, accounting and payroll support.

 

Taxes are not just an event in April.  We will work with you throughout the year to ensure your financial health and help you make sound financial decisions that will minimize your tax liability on April 15th.  Even if you move to another state, we are happy to continue working with you.  Our clients are located in the Columbia, Laurel, Baltimore and DC area but we also have clients in over 25 states!




Helpful Content

Gap Insurance for Leased Cars

Gap Insurance for Leased Cars

If you’re thinking of leasing a new car, then you shouldn’t forget about gap insurance.

Eight Mistakes That Can Upend Your Retirement

Eight Mistakes That Can Upend Your Retirement

There are common mistakes you can avoid when saving for retirement.

Understanding Marginal Income Tax Brackets

Understanding Marginal Income Tax Brackets

An inside look at how marginal income tax brackets work.

 

Choosing a Retirement Plan that Fits Your Business

To choose a plan, it’s important to ask yourself four key questions.

Please Leave Home Without It

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Try these activities to keep your brain sharp.

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Federal Income Tax

Use this calculator to estimate your income tax liability along with average and marginal tax rates.

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Estimate how many months it may take to recover the out-of-pocket costs when buying a more efficient vehicle.

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This calculator shows how inflation over the years has impacted purchasing power.

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This questionnaire will help determine your tolerance for investment risk.

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This calculator estimates your chances of becoming disabled and your potential need for disability insurance.

Taxable vs. Tax-Deferred Savings

Use this calculator to compare the future value of investments with different tax consequences.

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Investment tools and strategies that can enable you to pursue your retirement goals.

Protecting Those Who Matter Most

The importance of life insurance, how it works, and how much coverage you need.

Retirement Plan Distributions

There are a number of ways to withdraw money from a qualified retirement plan.

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Can Election Results Predict the Market?

How do the markets usually react to elections? Was the 2016 election any different?

Bursting the Bubble

Tulips were the first, but they won’t be the last. What forms a “bubble” and what causes them to burst?

The Rule of 72

Do you know how long it may take for your investments to double in value? The Rule of 72 is a quick way to figure it out.

Extended Care: A Patchwork of Possibilities

What is your plan for health care during retirement?

Retiring the 4% Rule

A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.

The Business Cycle

How will you weather the ups and downs of the business cycle?

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