Welcome to Laurette M. Dearden, CPA, CFP®, RICP®
Everyone has money issues. Let us help you with yours: Taxes, Saving, Spending, Investing.
We are dedicated to providing personalized individual and small business taxes and offer comprehensive financial planning services through Laurette Dearden's affiliation with HD Vest Investment Services SM. Our objective is to make your money work for you to pursue your financial dreams and goals whatever they may be. Starting with your tax return, we will implement a plan to pursue your financial goals and dreams to eliminate debt, take care of your family, retire in the style that you envision, send your children to college and leave a legacy to your heirs.
We specialize in physicians, dentists and other healthcare professionals but also service other small businesses. If you are considering purchasing a practice or starting your own, we can help! We also provide start up services to small businesses and ongoing tax planning, accounting and payroll support.
Taxes are not just an event in April. We will work with you throughout the year to ensure your financial health and help you make sound financial decisions that will minimize your tax liability on April 15th. Even if you move to another state, we are happy to continue working with you. Our clients are located in the Columbia, Laurel, Baltimore and DC area but we also have clients in over 25 states!
Social Security: By the Numbers
Here are five facts about Social Security that might surprise you.
Does Your Child Need to File an Income Tax Return?
When your child has income, there’s a good chance that he or she will need to report it and pay taxes.
You May Need to Make Estimated Tax Payments If…
Have income that isn’t subject to tax withholding? Or insufficient withholdings? You may have to pay estimated taxes.
Gun owners need to make sure that their homeowners policy covers the full value of their firearm(s) as personal liability.
China owns a portion of the total outstanding debt of the U.S. Government. What does it mean?
Purchasing homeowners insurance is critical for protecting your home.
When to start? Should I continue to work? How can I maximize my benefit?
Some people may want a more advanced gifting strategy that can maximize their gift and generate potential tax benefits.
Try these activities to keep your brain sharp.
Estimate how many months it may take to recover the out-of-pocket costs when buying a more efficient vehicle.
Use this calculator to assess the potential benefits of a home mortgage deduction.
This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.
Use this calculator to estimate your capital gains tax.
Estimate how much income may be needed at retirement to maintain your standard of living.
This calculator compares the financial impact of leasing versus buying an automobile.
There are some smart strategies that may help you pursue your investment objectives
There are a number of ways to withdraw money from a qualified retirement plan.
Investment tools and strategies that can enable you to pursue your retirement goals.
Learn more about taxes, tax-favored investing, and tax strategies.
Principles that can help create a portfolio designed to pursue investment goals.
A presentation about managing money: using it, saving it, and even getting credit.
Agent Jane Bond is on the case, uncovering the mystery of bond laddering.
Do you know how long it may take for your investments to double in value? The Rule of 72 is a quick way to figure it out.
When do you need a will? The answer is easy: Right Now.
What is your plan for health care during retirement?
The decision whether to buy or rent a home may have long-term implications.
How does your ideal retirement differ from reality, and what can we do to better align the two?